For the purpose of this document this website will be collectively referred as “the website”, “” (not case sensitive) and “the domain” and are used interchangeably; the website admin will be collectively referred by “I”, “my”, “we”, “us”, “our”, “admin”, “administrator” and “owner” and is used interchangeably ; the website visitors are collectively referred by “Users”, “Visitors”, “You”, and “Your” and are used interchangeably; and the makers of plugins, addons, and embedded contents are referred as “third-party” and “other owners” interchangeably.

Who we are

Our website address is:

The mailing address for the website admin/owner: 1171 East Alosta Ave #101, Azusa, CA 91702.

Email address:

What personal data we collect and why we collect it

Among the types of Personal Data that collects, by itself or through third parties, there are: first name; last name; phone number; profession; address; email address; various types of Data; date of birth; company name; country; state; ZIP/Postal code; city; Tax ID; User ID; Data communicated while using the service; residential status; financial status; credit score; Cookies; Usage Data; IP Address.

Personal Data may be freely provided by the User, or, in case of Usage Data, collected automatically when using

Unless specified otherwise, all Data requested by is mandatory and failure to provide this Data may make it impossible for to provide its services. In cases where specifically states that some Data is not mandatory, Users are free not to communicate this Data without consequences to the availability or the functioning of the Service. Users who are uncertain about which Personal Data is mandatory are welcome to contact the admin using above provided contact information.

Any use of Cookies – or of other tracking tools – by or by the admins of third-party services used by serves the purpose of providing the Service required by the User described in this document.

Users are responsible for any third-party Personal Data obtained, published or shared through and confirm that they have the third party’s consent to provide the Data to the admin.


When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.

An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: After approval of your comment, your profile picture is visible to the public in the context of your comment.


If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.

Contact and Survey Forms

The website has various contact forms, survey forms, and third-party forms. These forms are used to collect the information that will help the website’s owner to provide the service. These forms collect user-provided information along with the IP address, location information, and other technical data.

The information provided will be retained in the database indefinitely unless specifically requested by the users to delete that information by contacting the website admin.

Collection of personal information about minors

We do not knowingly collect personal information of consumers who are below the age of 16.

Cookies and embedded contents from other websites

Cookies are small files, which are saved on the user’s computer by the website, its plugins, addons, and embedded content.

This website, the plugins, the addons, and the embedded content used by the website, uses cookies in order for it to function right and provide the user requested service. There are some mandatory cookies and there are optional cookies. The users can choose their preferences of allowing such optional cookies by checking or unchecking the checkboxes of those accordingly. Alternatively, the users can use the browser’s technology to disable some or all of the cookies on the website. Please note, by doing so some or all of the website content will not be accessible to you.

If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.

If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.

When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.

If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.

The website uses spam protection and security services such as – Google reCAPTCHA, Antispam Bee, and Wordfence Security. Please refer to their appropriate privacy policy.

  • To learn more about privacy policy for Google reCAPTACH, please visit
  • To learn more about privacy policy for Antispam Bee, please visit
  • To learn more about privacy policy for Wordfence Security, please visit

This website uses WP Super Cache. This service facilitate a faster response time and better user experience. Caching potentially stores a duplicate copy of every web page that is on display on this site. All cache files are temporary, and are never accessed by any third party, except as necessary to obtain technical support from the cache plugin vendor. Cache files expire on a schedule set by the site administrator, but may easily be purged by the admin before their natural expiration, if necessary. Please refer to for its privacy policy.

The website uses other tools and services, such as – Google Analytics, Google Ads, Facebook, Twitter, Google Maps, and YouTube. Please refer to the following list to refer to their appropriate privacy policy.

  • To learn more about privacy policy for Google Analytics, Google Ads, and Google Maps, please visit
  • To learn more about privacy policy for YouTube, please visit
  • To learn more about privacy policy for Facebook, please visit
  • To learn more about privacy policy for Twitter, please visit

The website also uses embedded content for its functionality purposes and also to earn referral commission. These content uses cookies to find origination of the click to find the actual earning for the referrer, in this case us. By using this website and the links provided on the website you agreeing to the website’s and third-party privacy policies.

Once you click on the outgoing links, the links that will take you to website other that, you will be taken to their website. When you visit such websites, you need to refer to their Privacy Policies. We neither have control over nor manage their Privacy Policies.

Our website theme also creates a cookie with the name “privacy_embeds” on user computers browsing our site to manage and store user consent to load the different third party embeds and tracking scripts.

You can use the following checkboxes to toggle enable or disable these cookies.

Who we share this data with

In order for us to work efficiently and guide you in right direction with the services we provide, we share all collected data with our business partners, including but not limited to, affiliated broker, other agent(s) and their broker(s), lender(s), loan processor(s), legal advisor(s), appraiser(s), and financial advisors.

How long we retain your data

If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue. If you submit your information using the forms provided on the website, then the information submitted along with its metadata and other technical information will be stored and retained indefinitely.

What rights you have over your data

If you have an account on this site, have left comments, or have submitted one of the forms, you can request to receive the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.

Where your data is sent

Besides the plugins, addons, and embedded content mentioned in the “Cookies and embedded contents from other websites” section, we use UpdraftPlus back up service that saves the back up of the website in a Dropbox account and also UpdraftPlus cloud service. We host our website on Please refer to the list below to visit their privacy policies.

  • To learn more about privacy policy for UpdraftPlus, please visit
  • To learn more about privacy policy for Dropbox, please visit
  • To learn more about privacy policy for , please visit

We have put security measures on our website to protect your data. This includes use of the security plugin along with two factor authentication to log into our website.

How we protect your data

If you are ever concerned with your privacy, we highly recommend using incognito or private browsing mode provided by various browser. You can also adjust settings for cookies for those browsers.

What data breach procedures we have in place

In case of a data breach, we will use our backup files and other security software to restore the website, its content, and user data. We will inform you using the email address provided using one of our comment or contact forms, if your data has been compromised by the breach.

Contact information

In case a question, please feel free to send email to Alternatively, you can also write us a letter to 1171 E Alosta Ave #101, Azusa, CA 91702 (USA). We will do our best to get back to you at our next opportunity.

Policy Update

We update this privacy policy from time to time. We highly recommend you to visit this page frequently to make a note of those updates.

Last update was made on: Tuesday, September 20, 2022, 11:22:03 AM PDT